What is Financial Lifeline?

Financial Lifeline is a whole life based cash accumulation plan with guaranteed, tax free growth. This allows the policyholder to establish permanent whole life insurance while at the same time providing guaranteed cash values.

How Does FINANCIAL LIFELINE Work?


♦ During the first year all of your premium payments go to pay the life insurance
premium and optional benefit riders of your policy. Premiums are payable to age 100.
♦ Beginning in the second year, approximately one half of the premiums still pay
for Whole Life insurance and optional benefit riders. The remaining premiums
automatically go toward the tax deferred annuity vehicle of your choice.*
♦ At age 65 or after 5 years, whichever occurs later, the death benefit reduces by 50%.

Access to Cash, Available in Two Ways:


1. You may request a cash withdrawal from your tax deferred annuity at any time as long as there is a balance available.
There are no withdrawal fees or other charges for withdrawals from the Flexible Premium Deferred Annuity
Rider or the Flex Annuity Plus Contract. 


2. Policy loans are available on the internal income tax free cash values. Loans are available for up to
the full surrender value less loan interest in advance to the next policy anniversary. The annual policy
loan interest rate is 7.4% payable in advance.**

Ready to secure your Financial Lifeline?

Contact AGH Health Insurance today to explore this stellar cash accumulation, tax free growth plan.